Build credit
Earn cash back

The student debit card that builds credit and earns you cash back around campus 🎉

Reserve your spot

Limited spots available, join the waitlist now!

A new way to build credit

Fizz makes it easy to build credit so you can focus on having the time of your life.

Daily Autopay

No security deposit or credit check

No hidden fees or interest

TRUSTED BY STUDENTS AT

Image of student holding a phone and notebook

How it works

Spend without falling into debt

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Sign up and connect your bank account

Get started with Fizz in just minutes. By connecting your checking account, we're able to give you a credit limit that reflects your available balance. That way, we won't let you spend more than you have.

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Use your Fizz Card

When you use your Fizz Card, we'll automatically spot you for your purchase and repay ourselves the next day from your connecting checking account. No interest rates and no hidden fees - ever!

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Earn rewards and build your credit score

There are plenty of opportunities to earn and save with Fizz on campus and elsewhere. Plus, you can watch your credit score grow in real-time on the Fizz Mobile App.

Get campus rewards you actually care about

We partner with the shops you love most, whether that’s your favorite coffee shop off campus, deli in your hometown, or favorite online retailer. Check the Fizz app often for new cash back offers and opportunities to save!

Insomnia Cookies

Chipotle

Starbucks

And more!

Jefe's Burritos

Tatte Cafe

Pinocchio’s Pizza

And more!

Pizza House

Sweetwaters Coffee

Zingerman’s Deli

And more!

Collegetown Bagels

Gimme Coffee

Simeon's

And more!

Fizz

You received $7.05 cash back on your Vans purchase

Fizz

You received $2.09 cash back on your Chipotle purchase

Fizz

You received $1.05 cash back on your Peet's Coffee purchase

Financial independence starts with building a good credit score

The higher your credit score, the easier and cheaper it is to lease an apartment, buy a car, pay off your student loans, and more.

POOR CREDIT

GOOD CREDIT

580 credit score

720 credit score

😔 Application rejected

😁 Application accepted

POOR CREDIT

GOOD CREDIT

580 credit score

720 credit score

😔 $400 monthly payment

😁 $280 monthly payment

POOR CREDIT

GOOD CREDIT

580 credit score

720 credit score

😔 $431 monthly payment

😁 $310 monthly payment

Join thousands of Fizz users and begin your financial journey

I like the self control of a debit card while in school, but if I'm spending anyway, I feel like I might as well get benefits and a credit score.

James, 21

Junior at University of Michigan

I’m a full-time student and I also work. One time, I forgot to pay off my credit union card and ended up with a huge bill. Using my debit card to build credit makes so much more sense.

Jules, 19

Sophomore at Penn State