“I cried when I tried to get my credit card at Wells Fargo because they did 7 (yes 7) credit checks to approve me, and then turned me down for not having credit history."
"I like the self control of a debit card while in school, but if I'm spending anyway, I feel like I might as well get benefits and a credit score"
Here's the thing
The higher your credit score, the easier it is to lease an apartment, secure your dream job, and get cheaper student loans
With a poor credit score 👎🏼
Private student loan
Interest rate: 10.3%
Total: $48,215
With a good credit score 👍🏼
Private student loan
Interest rate: 2.8%Total: $34,348
Having good credit makes your student loan refinancing $13,867 cheaper
With a poor credit score 👎🏼
Tesla Model 3
Credit score: 580
Interest rate: 12.3%Total: $45,943.80
With a good credit score 👍🏼
Tesla Model 3
Credit score: 750
Interest rate: 4.2%Total: $37,965.00
Having good credit makes your dream car $7,878 cheaper
With a poor credit score 👎🏼
Downtown loft
Rejected
With a good credit score 👍🏼
Downtown loft
Approved
Having good credit gets you the loft you deserve
But...
🏦️ Go to a physical bank and complete long, complex forms
⌛️️ Wait weeks for an initial answer
❌️️ If you get approved, you have to deal with shady fees, high interest, and bad customer service
Sign up in just 3 minutes. Get started on building your credit safely, without credit checks, interest, or the runaround from big banks.
How it works
Every purchase counts towards your credit score.
Get started in just 3 minutes, no credit check. Fizz is compatible with 10,000+ Banks.
When you make a purchase, we spot your transaction. At the end of each day, we pay ourselves back at a 0% interest rate.
Your credit score increases as we tally all your transactions and report them as creditworthy purchases.
Get started in just 3 minutes, no credit check.
When you make a purchase, we spot your transaction. At the end of each day, we pay ourselves back at a 0% interest rate.
Your credit score increases as we tally all your transactions and report them as creditworthy purchases.
And that’s not all
Build your credit score with every purchase you make. No interest rates or hidden fees.
See what you spend and cut down on your expenses. Plus, cancel free trials automatically.
Earn weekly rewards and discounts at your favorite stores & restaurants around campus.
We saw friends of ours rack up credit card debt in college and get hit hard after graduation. In the real world, you need credit to lease an apartment or car, and even pass the background check for your dream job. Without good credit, life is more difficult.
We decided that there had to be a better way to build credit and chart a path towards financial freedom
As college students ourselves, we are committed to improving financial services for students. In an easy, transparent and risk free way. For the future of financial freedom we want to see.
Imagine a bank that puts sustainability first. Fizz does not invest in any fossile fuel companies. In addition, we partner with Cleanhub to offer carbon offsetting, and pay for the removal of 2 lbs of ocean plastic from the ocean for every new user we get. For the future of sustainability we want to see.
