Fizz is the credit card for college students

The best credit building card for college students

  • 📈 Build credit with a debit card
  • 🎁 Get the best discounts on campus
  • 📲 Become smarter about money
  • ✍ Sign up in just 3 minutes
First 10,000 limited spots get a metal card.
Best credit card for college students

Money shouldn't make you cry

“I cried when I tried to get my credit card at Wells Fargo because they did 7 (yes 7) credit checks to approve me, and then turned me down for not having credit history."
Alisha, 19 - Sophomore at Northwestern

Your debit card should be working for you

"I like the self control of a debit card while in school, but if I'm spending anyway, I feel like I might as well get benefits and a credit score"
James, 21 - Junior at UMich

Here's the thing

A good credit score makes life cheaper.

The higher your credit score, the easier it is to lease an apartment, secure your dream job, and get cheaper student loans

With a poor credit score 👎🏼

Private student loan

Interest rate: 10.3%
Total: $48,215

With a good credit score 👍🏼

Private student loan

Interest rate: 2.8%Total: $34,348

Having good credit makes your student loan refinancing $13,867 cheaper

With a poor credit score 👎🏼

Tesla Model 3

Credit score: 580
Interest rate: 12.3%Total: $45,943.80

A good credit score makes your dream car cheaper.

With a good credit score 👍🏼

Tesla Model 3

Credit score: 750
Interest rate: 4.2%
Total: $37,965.00

A good credit score makes your dream car cheaper.

Having good credit makes your dream car $7,878 cheaper

With a poor credit score 👎🏼

Downtown loft

Rejected

With a good credit score 👍🏼

Downtown loft

Approved

Having good credit gets you the loft you deserve

But...

Getting credit as a student sucks.
It's slow, complex and scary.

🏦️ Go to a physical bank and complete long, complex forms

⌛️️ Wait weeks for an initial answer

❌️️ If you get approved, you have to deal with shady fees, high interest, and bad customer service

So we made it 10 times easier:

Sign up in just 3 minutes. Get started on building your credit safely, without credit checks, interest, or the runaround from big banks.

How it works

A Debit Card that builds Credit

Every purchase counts towards your credit score.

Fizz app best credit card for college students

Connect your bank

Get started in just 3 minutes, no credit check. Fizz is compatible with 10,000+ Banks.

Build credit with a debit card

We spot you - and pay ourselves back to build your credit

When you make a purchase, we spot your transaction. At the end of each day, we pay ourselves back at a 0% interest rate.

The debit card that builds credit

We report to the credit bureaus

Your credit score increases as we tally all your transactions and report them as creditworthy purchases.

Fizz app best credit card for college students

Create your account & Connect your bank

Get started in just 3 minutes, no credit check.

Build credit with a debit card

We spot you - and pay ourselves back to build your credit

When you make a purchase, we spot your transaction. At the end of each day, we pay ourselves back at a 0% interest rate.

The debit card that builds credit

We report to the credit bureaus

Your credit score increases as we tally all your transactions and report them as creditworthy purchases.

And that’s not all

We help you spend less, and get campus discounts

No Debt or Fees 💰

Build your credit score with every purchase you make. No interest rates or hidden fees.

Spend Analysis 📊

See what you spend and cut down on your expenses. Plus, cancel free trials automatically.

Unlock Discounts 💸

Earn weekly rewards and discounts at your favorite stores & restaurants around campus.

And it's built by college students

We saw friends of ours rack up credit card debt in college and get hit hard after graduation. In the real world, you need credit to lease an apartment or car, and even pass the background check for your dream job. Without good credit, life is more difficult.

We decided that there had to be a better way to build credit and chart a path towards financial freedom

For the future we want to see.

A Financial Ally

Click here to learn more

As college students ourselves, we are committed to improving financial services for students. In an easy, transparent and risk free way. For the future of financial freedom we want to see.

Sustainable Banking

Click here to learn more

Imagine a bank that puts sustainability first. Fizz does not invest in any fossile fuel companies. In addition, we partner with Cleanhub to offer carbon offsetting, and pay for the removal of 2 lbs of ocean plastic from the ocean for every new user we get. For the future of sustainability we want to see.

Secure your spot now.

First 10,000 limited spots get a metal card.