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Fizz is the credit card for college students

The student debit card that builds credit

Fizz is the all-in-one debit card for college students. Build your credit while you earn amazing rewards! ๐ŸŽ‰

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A new way to build credit

Fizz makes it easy to build credit so you can focus on having the time of your life.

  • 3 minutes to sign up
  • Daily autopay
  • No security deposit required
  • No credit score, credit check or SSN required
TRUSTED BY STUDENTS AT

How it works

Simple and risk-free of falling into debt.

Get started in just 3 minutes, no credit check or deposit required. Fizz is compatible with 10,000+ Banks.

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Sign up and connect your bank account

Get started with Fizz in just 3 minutes. Connect your checkings account and we'll extend you a credit limit that reflects your current balance - no need for any additional information!

When you pay using your Fizz card, we spot you and repay ourselves from your connected bank account the next day. 0% interest, no hidden fees.

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Use your Fizz card

When using your Fizz card, we will automatically spot you and repay ourselves the next day from your connected bank account. 0% interest and no hidden fees!

At the end of every month, we total up all of your transactions and report them to all 3 credit bureaus.

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Watch your credit score improve

At the end of every month, we total up all of your transactions and report them to all 3 credit bureaus as credit worthy payments!

Next

Get campus rewards you actually care about

We partner with the shops you love most, whether thatโ€™s your favorite coffee shop off campus, deli in your hometown, or favorite online retailer. Check the Fizz app often for new cash back offers and opportunities to save!

  • Insomnia Cookies

  • Chipotle

  • Starbucks

  • And more!

  • Jefe's Burritos

  • Tatte Cafe

  • Pinocchioโ€™s Pizza

  • And more!

  • Pizza House

  • Sweetwaters Coffee

  • Zingermanโ€™s Deli

  • And more!

  • Good Nature Market

  • Atelier Florian

  • Mezcal on State St

  • And more!

Financial Independence starts with building a good credit score

The higher your credit score, the easier and cheaper it is to lease an apartment, buy a car, pay off your student loans, and more.

POOR CREDIT
GOOD CREDIT
Credit Score
580
720
Application Status
๐Ÿ˜” Rejected
๐Ÿ˜ Accepted
POOR CREDIT
GOOD CREDIT
Credit Score
580
720
Monthly Payment
๐Ÿ˜” $400
๐Ÿ˜ $280
POOR CREDIT
GOOD CREDIT
Credit Score
580
720
Monthly Payment
๐Ÿ˜” $431
๐Ÿ˜ $310
Leasing an Apartment
POOR CREDIT
GOOD CREDIT
Credit Score
Credit Score
580
720
Application
Application
๐Ÿ˜” Rejected
๐Ÿ˜ Accepted
Buying a Car
POOR CREDIT
GOOD CREDIT
Credit Score
Credit Score
580
720
Monthly payment
monthly payment
๐Ÿ˜” $400
๐Ÿ˜ $280
Student Loans
POOR CREDIT
GOOD CREDIT
Credit Score
Credit Score
580
720
monthly payment
monthly payment
๐Ÿ˜” $431
๐Ÿ˜ $310

Join thousands of Fizz users and begin your financial journey

Iโ€™m a full-time student and I also work. One time, I forgot to pay off my credit union card and ended up with a huge bill. Using my debit card to build credit makes so much more sense.

Jules, 19
Sophomore at Penn State

I like the self control of a debit card while in school, but if I'm spending anyway, I feel like I might as well get benefits and a credit score.

James, 21
Junior at University of Michigan

As seen in

Frequently asked questions

Why choose Fizz?

Fizz is the safest and most transparent way to build your credit. Plus, we offer amazing rewards tailored specifically for campus life so that you can save money while enjoying your favorite burritos! Having an established score will be handy when it comes time to secure good rates on insurance or applying for apartments (or even refinancing loans).

Is Fizz a secured card?

No Fizz, is not a secured card. Here at Fizz we believe thereโ€™s a better way to build your credit than getting locked into high interest rates with an upfront deposit requirement!

Does Fizz cost anything?

Fizz is free! No caveats. ๐ŸŽ‰

Does it matter what school I go to?

Nope! Whether you're going to a public university or community college all students can use Fizz. Having said that, we offer select campus perks at schools with a high number of Fizz users. Users at those schools will benefit from tailored rewards and cash back programs at your favorite spots around campus! Get your friends on, and we will come!

What does Fizz report to credit bureaus?

Fizz reports the total of your daily transactions as credit worthy payments every month to the credit bureaus. We also report missed payments, if we are unable to pull the funds for one dayโ€™s worth of your spending through Fizz from your connected account within 30 days.

Who do I contact for support or additional questions?

We are excited to answer any questions you might have. You can reach us via chat here, or send an email to hello@joinfizz.com

Keep it secret.
Keep it safe.

Backed by
Mastercard

PCI-DSS compliant

Face ID secured

Choose debit. Not debt.

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