How to make extra money in college

How to make extra money in college

How to make extra money in college

When you’re in college, money can be tight. Here’s how you can pull together a little extra cash while still doing everything else you love and need to do.

When you’re in college, money can be tight. Here’s how you can pull together a little extra cash while still doing everything else you love and need to do.

When you’re in college, money can be tight. Here’s how you can pull together a little extra cash while still doing everything else you love and need to do.

Apr 6, 2023

Sam Lipscomb

3

min

There no way around it - college is expensive. Tuition is often the biggest expense, but room and board, furniture, a car, textbooks, and other expenses can make your bill even bigger. If you’re like a lot of other college students, you’ll also want to be able to spend money on food, drinks, clothes, entertainment, and more on a week to week basis. Affording it all can be stressful and even downright impossible, even if you have someone helping you out.

College is a perfect storm that leads too many young adults down a dark path of overspending, credit card debt, and ruined credit scores. Good financial decision making isn’t exactly a hallmark of being in college, but Fizz is looking to change that. With Fizz, you won’t have to worry about overspending because we won’t let you spend more than you have in your connected bank account. There are no fees and no interest rates. Plus, we operate on a daily repayment cycle, so you won’t be able to build up a big balance over the course of the month.

Fizz is here to help. But there’s more you can do to help yourself. If you find yourself needing or just wanting a little extra spending money while you’re in college, you’re not alone. Let’s take a look at a few ways you can make extra money during your college years.

Part-time jobs around campus

Your campus is a bustling economic hotspot, and there are business all over the place that are willing to pay you for your labor. Working an on-campus job doesn’t have to signal the death of your social or academic life either. Lots of businesses offer part time opportunities and great flexibility - just make sure you’re upfront about your needs when taking the job. You can take advantage of the normal channels like online job boards, or you can find resources on campus specifically designed to help students find off-campus jobs.

On-campus jobs

It’s also a good idea to check with your college or university about jobs that they offer on campus. There’s a wide range of these types of jobs. Some of them pay lots and are more intense, like being a resident-advisor or working as a teaching assistant. Others are more relaxed, like a gig sitting at the library front desk.

Make sure you check the conditions and pay of each of these jobs. While a job like being a resident advisor may seem like it takes a lot of time and energy, you might also gain access to perks such as free housing, which can cut the cost of college by a ton and puts lots of money back in your pocket.

The gig economy

If you have a car or even a bike on campus, getting a job with a food delivery or ridesharing app like Uber or Gopuff could be a good way to go. While these jobs typically pay based on how much you decide to work, they have the added benefit of allowing you to choose your own hours. Can’t sleep one night? Bored on a Friday with nothing going on? Making some deliveries or giving a few rides can help put a solid chunk of change in your pocket.

Federal work-study jobs

If you use financial aid to help you pay for college, a Federal work-study job might be perfect for you. Federal work-study jobs are part-time and help students earn money to pay educational expenses such as tuition, but can also help with room and board, food, travel, entertainment, and more. The best part about Federal work-study jobs is that the program encourages more interesting and rewarding opportunities, such as community service and jobs relevant to your studies.

Freelancing

You’re in college. You’re smart. You’re talented. You have marketable skills, even if you might not think so. On platforms like Fiverr or Upwork, you can sell your services for as much as you want. From writing, to making powerpoints, to designing websites, there are tons of opportunities to get paid. Don’t be shy - making a profile can be the hardest part, but it’s usually free and you might be surprised at how many people reach out to you with opportunities. Freelancing has the added benefit of allowing you to set your own rates and hours.

Flipping

You might already sell your old clothes online or at thrift stores. So why stop there? If friends or classmates are moving and throwing out old appliances or furniture, it can be a good idea to pick it up and list it online to see if you can turn a profit. Getting set up is pretty easy, too. Sites like Facebook Marketplace and Craigslist will let you list things for free, and then organizing a drop off or delivery is up to you and the buyer.

Paid internships

Internships can be an amazing way to make a solid amount of money in college while gaining relevant, real-world experience and building your résumé. While a lot of internships take place over the summer, there’s a ton of value in saving up money for the coming school year. Plus, there are tons of remote and part-time internships that you can do during the school year as well to sustain that flow of cash into your pocket.

The bottom line

Working while you’re in college to make extra money is a great decision. A little extra cash can help you afford tuition, go out with friends, or save up for bigger purchases - and you don’t have to sacrifice very much if you don’t want to bring in more money. Plus, with a Fizz card, it’s easy to keep track of your spending while you build credit and earn rewards.

Like using your Fizz card, working during college can also help you become more financially responsible. If you have a constant stream of income, budgeting your expenses becomes a whole lot easier. That leaves more space for you to work on building your credit score and learning even more about saving, investing, and personal finance. Plus, you won’t have to rely on outside sources like your parents as much. So don’t wait. If you’re ready to take the next step in your journey towards financial independence, getting a job in college should be your next priority - after downloading the Fizz app to get your very own card, of course!

Sam Lipscomb

Author bio

Sam is a Kenyon College alum and is head of content at Fizz. He's been a go to personal finance resource among his peers since getting his first credit card during his sophomore year of college. He hails from Washington, DC, loves all things aviation, and currently lives in Los Angeles.

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WeWork c/o Fizz; 154 West 14th Street; New York, NY 10011

ShoulderTap Technologies Inc. d/b/a Fizz (“Fizz”) is not a bank. Banking services are provided by Patriot Bank, N.A. Fizz Mastercard Debit Cards (“Fizz Cards”) are issued by Patriot Bank, N.A. pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of Fizz’s services are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of Fizz’s services are offered and managed by Fizz, not our bank partners.

Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®, and Transunion®.For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the ShoulderTap Technologies Inc. d/b/a Fizz Consumer Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.

Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.

© Fizz Inc. © 2024 All Rights Reserved.


WeWork c/o Fizz; 154 West 14th Street; New York, NY 10011

ShoulderTap Technologies Inc. d/b/a Fizz (“Fizz”) is not a bank. Banking services are provided by Patriot Bank, N.A. Fizz Mastercard Debit Cards (“Fizz Cards”) are issued by Patriot Bank, N.A. pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of Fizz’s services are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of Fizz’s services are offered and managed by Fizz, not our bank partners.

Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®, and Transunion®.For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the ShoulderTap Technologies Inc. d/b/a Fizz Consumer Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.

Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.

© Fizz Inc. © 2024 All Rights Reserved.


WeWork c/o Fizz; 154 West 14th Street; New York, NY 10011

ShoulderTap Technologies Inc. d/b/a Fizz (“Fizz”) is not a bank. Banking services are provided by Patriot Bank, N.A. Fizz Mastercard Debit Cards (“Fizz Cards”) are issued by Patriot Bank, N.A. pursuant to a license from Mastercard® and may be used everywhere Mastercard® debit cards are accepted. Any loans you may be offered in connection with your use of Fizz’s services are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of Fizz’s services are offered and managed by Fizz, not our bank partners.

Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. Fizz is required to report late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your activity with other creditors. The Fizz Card and related services will not remove negative credit history from your credit report. Fizz, on behalf of Lead Bank, will report your activities to Experian®, and Transunion®.For additional information, terms and conditions applicable to your use of Fizz’s services, please consult Fizz’s Terms of Use and Privacy Policy, the ShoulderTap Technologies Inc. d/b/a Fizz Consumer Cardholder Agreement, any Line of Credit Agreement in effect between you and Lead Bank and any and all other applicable terms, policies and guidelines made available to you through the Fizz services.

Testimonial Disclaimer: Review provided by customer to ShoulderTap Technologies, Inc. d/b/a Fizz directly. The comment above is related to individual experiences or results. Individual results may vary.