Your future, your finances, your control.
Build credit, stay on budget,â¨â¨ and control your money.
Money is hard. Beat the odds with Mine.
Money is hard.
Beat the odds with Mine.
Money is hard.
Beat the odds with Mine.
A credit line and card that builds your score
Smarter than debit. Safer than credit.
The Mine Card.
No credit check
No hidden fees
No interest
Builds your credit
Up to a $1,000 credit line*
with no co-signer or credit check
Daily Autopay & Smart Limits
3% cash back
Up to a $1,000 credit line*
with no co-signer or credit check
Daily Autopay & Smart Limits
3% cash back
Up to a $1,000 credit line*
with no co-signer or credit check
Daily Autopay & Smart Limits
3% cash back
trusted by
1 Million+
"Great tools to help your financial needs and get you on track. Must have!"
5 stars
4.8
on the app store¹
trusted by
1 Million+
"Great tools to help your financial needs and get you on track. Must have!"
5 stars
4.8
on the app store¹
trusted by
1 Million+
"Great tools to help your financial needs and get you on track. Must have!"
5 stars
4.8
on the app store¹
MoneyGPTâ¢
No stupid questions.
No stupid answers.
Auto budgets
Auto budgets
Weekly recaps
Weekly recaps
Savings tipsâ¶
Savings tipsâ¶
Security and support you can bank on
Bank-level encryption
Fraud protection & card lock
Top-tier customer support
Security and support you can bank on
Bank-level encryption
Fraud protection & card lock
Top-tier customer support
Security and support you can bank on
Bank-level encryption
Fraud protection & card lock
Top-tier customer support
Rewards Day
every Friday!
Rewards Day
every Friday!
Members get 100% off at popular merchants with their Mine Card every single Friday.3
Members get 100% off at popular merchants with their Mine Card every single Friday.3
100% off Dunkin Donuts
100% off Dunkin Donuts
100% off Dunkin Donuts
100% off Starbucks
100% off Starbucks
100% off Starbucks
100% off Target
100% off Target
100% off Target
100% off Shell
100% off Shell
100% off Shell
100% off Chipotle
100% off Chipotle
100% off Chipotle
100% off Lululemon
100% off Lululemon
100% off Lululemon
"It allows you to learn how credit works, and makes you feel in control"
"Finally a budgeting app that works"
âThe best support I've experienced"â
"Mine helped me be less anxious about my future"
âSmartest thing you can do as a college student"
"An amazing way to build credit while saving money at the same time"
"Helping me build my credit and itâs so much cheaper compared to other apps"
"This Card is an amazing way to budget making saving actually enjoyable. Lots of freebies, tips, and help"
âI love Mine! Itâs already helping me build credit :)â
"My Credit Score went up by 86 points first month in! Great app"
"Mine is a great app for people in their 20s"
"An amazing way to build credit while saving money at the same time"
Harmon S.
"It allows you to learn how credit works, and makes you feel in control"
"Finally a budgeting app that works"
âThe best support I've experienced"â
"Mine helped me be less anxious about my future"
âSmartest thing you can do as a college student"
"An amazing way to build credit while saving money at the same time"
"Helping me build my credit and itâs so much cheaper compared to other apps"
"This Card is an amazing way to budget making saving actually enjoyable. Lots of freebies, tips, and help"
âI love Mine! Itâs already helping me build credit :)â
"My Credit Score went up by 86 points first month in! Great app"
"Mine is a great app for people in their 20s"
"An amazing way to build credit while saving money at the same time"
Harmon S.
Start for free with basic features.
Become a Member to access:â´
Mine Card with premium rewards
MoneyGPT's advanced budgeting, tracking & insights
Over $300 in rewards and valueâµ
Advanced credit score tracking
FAQ
What is Mine?
![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 25 25" xmlns="http://www.w3.org/2000/svg"><path d="M 10.819 1.66 C 10.842 0.737 11.597 0 12.521 0 C 13.445 0 14.2 0.737 14.222 1.66 L 14.222 3.362 L 10.819 3.362 Z M 10.819 3.564 L 14.223 3.564 L 14.223 6.968 L 10.819 6.968 Z M 10.819 7.172 L 14.223 7.172 L 14.223 10.576 L 10.819 10.576 Z M 0 12.479 C 0 11.539 0.762 10.778 1.702 10.778 L 3.404 10.778 L 3.404 14.181 L 1.702 14.181 C 0.762 14.181 0 13.419 0 12.479 Z M 3.607 10.778 L 7.011 10.778 L 7.011 14.182 L 3.607 14.182 Z M 7.213 10.778 L 10.616 10.778 L 10.616 14.182 L 7.213 14.182 Z M 10.819 10.778 L 14.223 10.778 L 14.223 14.182 L 10.819 14.182 Z M 14.425 10.778 L 17.829 10.778 L 17.829 14.182 L 14.425 14.182 Z M 18.032 10.778 L 21.436 10.778 L 21.436 14.182 L 18.032 14.182 Z M 21.638 10.778 L 23.34 10.778 C 24.263 10.8 25 11.555 25 12.479 C 25 13.403 24.263 14.158 23.34 14.181 L 21.638 14.181 Z M 10.819 14.385 L 14.223 14.385 L 14.223 17.788 L 10.819 17.788 Z M 10.819 17.99 L 14.223 17.99 L 14.223 21.394 L 10.819 21.394 Z M 10.819 21.598 L 14.222 21.598 L 14.222 23.299 C 14.2 24.223 13.445 24.959 12.521 24.959 C 11.597 24.959 10.842 24.223 10.819 23.299 Z" fill="rgb(60, 60, 61)" height="24.959468573242372px" id="AKPgH_qV4" width="25.000001208977096px"/></svg>)
Mine is an all-in-one financial app designed to help you get ahead. You can apply for a Mine Card, build your credit, track your spending, get weekly reports with MoneyGPT and more, all in the Mine app.
Do I need a Membership to use Mine?
No! You can still access amazing features like our personal finance courses and credit monitoring without a Membership. A Mine Membership is only required to get rewards on your Mine Card and to use additional features like MoneyGPT and spend tracking features.
Is Mine a bank?
No, Mine is not a bank. Mine is a financial app designed to help you build credit, track your spending, learn about credit, and more.
Can I deposit funds in Mine?
No, we donât hold your funds. With your permission, we connect to your bank account to help you budget. If you apply for a Mine Card, we also use your bank account to determine your credit line.
What is the Mine Card?
The Mine Card is a debit card that helps you build credit and manage your spending. When you apply thereâs no credit check and you get a credit line based on your bank account balance. You can use the card to spend like you would normally, helping you build credit and stay on top of your spending!
Does Mine do cash advances?
Not in the traditional sense. The Mine Card is a spending card much like a credit card, attached to a line of credit in your name. You can spend against this line of credit but itâs not a traditional cash advance.
Is Mine safe to use?
Yes! We use industry-leading encryption to store your information and keep it safe. We also connect to your bank account using Plaid, a similarly encrypted platform. Your info is safe with Mine!
FAQ
What is Mine?
Mine is an all-in-one financial app designed to help you get ahead. You can apply for a Mine Card, build your credit, track your spending, get weekly reports with MoneyGPT and more, all in the Mine app.
Do I need a Membership to use Mine?
No! You can still access amazing features like our personal finance courses and credit monitoring without a Membership. A Mine Membership is only required to get rewards on your Mine Card and to use additional features like MoneyGPT and spend tracking features.
Is Mine a bank?
No, Mine is not a bank. Mine is a financial app designed to help you build credit, track your spending, learn about credit, and more.
Can I deposit funds in Mine?
No, we donât hold your funds. With your permission, we connect to your bank account to help you budget. If you apply for a Mine Card, we also use your bank account to determine your credit line.
What is the Mine Card?
The Mine Card is a debit card that helps you build credit and manage your spending. When you apply thereâs no credit check and you get a credit line based on your bank account balance. You can use the card to spend like you would normally, helping you build credit and stay on top of your spending!
Does Mine do cash advances?
Not in the traditional sense. The Mine Card is a spending card much like a credit card, attached to a line of credit in your name. You can spend against this line of credit but itâs not a traditional cash advance.
Is Mine safe to use?
Yes! We use industry-leading encryption to store your information and keep it safe. We also connect to your bank account using Plaid, a similarly encrypted platform. Your info is safe with Mine!
FAQ
What is Mine?
Mine is an all-in-one financial app designed to help you get ahead. You can apply for a Mine Card, build your credit, track your spending, get weekly reports with MoneyGPT and more, all in the Mine app.
Do I need a Membership to use Mine?
No! You can still access amazing features like our personal finance courses and credit monitoring without a Membership. A Mine Membership is only required to get rewards on your Mine Card and to use additional features like MoneyGPT and spend tracking features.
Is Mine a bank?
No, Mine is not a bank. Mine is a financial app designed to help you build credit, track your spending, learn about credit, and more.
Can I deposit funds in Mine?
No, we donât hold your funds. With your permission, we connect to your bank account to help you budget. If you apply for a Mine Card, we also use your bank account to determine your credit line.
What is the Mine Card?
The Mine Card is a debit card that helps you build credit and manage your spending. When you apply thereâs no credit check and you get a credit line based on your bank account balance. You can use the card to spend like you would normally, helping you build credit and stay on top of your spending!
Does Mine do cash advances?
Not in the traditional sense. The Mine Card is a spending card much like a credit card, attached to a line of credit in your name. You can spend against this line of credit but itâs not a traditional cash advance.
Is Mine safe to use?
Yes! We use industry-leading encryption to store your information and keep it safe. We also connect to your bank account using Plaid, a similarly encrypted platform. Your info is safe with Mine!
