If youâre reading this, welcome. Weâre thrilled youâre taking the time to join Fizz and learn more about what weâre building. Thousands of college students like you have decided to make the leap over to Fizz, and we want even more people just like you to do the same. Joining Fizz is a huge step towards financial freedom. Plus youâll have the opportunity to earn some awesome rewards along the way.
As you may already know, Fizz is the debit card for students that helps build credit. But why is that compelling, and why should you take notice? Thereâs some important context to unpack.
While you canât apply for a credit card without a parent's co-signature before you turn 18, more than half of college first-years have at least one credit card. With that comes thousands in credit card debt for the average individual, enough to lead many college students to forgo credit altogether. While this might seem like a smart idea when it comes to staying out of debt, this approach has consequences.
Credit cards are one of the easiest ways for young people to build credit. In fact, you donât even have to consistently use your credit card to build credit. Having an open line of credit with no missed payments and low credit utilization can be a huge boost to your credit score, putting you in great shape when it comes to applying for other loans, apartments, and even getting certain jobs.
So while saying âno thanksâ to a credit card while youâre in college might be a smart idea from one perspective, it could end up costing you in the long run. If youâve been waiting for it, this is where Fizz comes in.
Simply put, I joined Fizz because of a lack of information. And before you ask, no, I wasnât tricked into it. I know how bad a job the world does educating students about their personal finances, and I wanted to be a part of the movement to change that dynamic.
Fizz is designed to combat exactly this problem of information. Fizz is a debit card for students that helps build credit without you having to worry about missed payments, going into debt, credit checks and all that stressful stuff. Instead of forcing you to take matters into your own hands like every other credit card company, Fizz wants to make things easier on you while giving you rewards and consumer protections in the process.
Thatâs what youâll get with a Fizz card, and believe me, you should go ahead and sign up now if you havenât already. But the Fizz card is only part of what weâre building here. At Fizz, we also want to make sure that you learn as much as you want to on the path to financial freedom. Thatâs why weâre using feedback and research that comes directly from you to inform how we go about answering some of the most common personal finance questions. No one should be embarrassed to ask âwhat even is a credit score?â or âhow does a credit card work?â Iâll let you in on a little secret: even your friend with the Wall Street internship has questions about personal finance, so donât you ever feel silly for asking.
So sit back and relax. At Fizz, weâll do the heavy lifting for you and help you on the path towards a credit score that will make anyone jealous. And while thereâs no requirement that you learn with us, our educational mission and resources shouldnât be overlooked. There are plenty of reasons to switch to Fizz, and it's as easy as clicking here. Let us know why you made the switch yourself and we might even feature you on our website!
